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An estate leasing is a contract lasting a minimum of 12 years concerning the location of a property with a final option of redemption.
 In leases the property is purchased by the Bank (grantor) and given its user.
A lease agreement involves:
- An advance payment equal to 10-20% of the predetermined value of the property;
- A number of monthly fees as many as stipulated in the contract;
- A final redemption of 10 or 20%;
The main advantage of leases is the tax deductibility and the ability to amortize the real estate in a much shorter time than the classic scheduled amortization for real estates (33 years) .The leasing also allows you to finance a large share of the purchase price. If seller and user match there is a leaseback.